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Our Process

We work closely with our clients, especially in these difficult times to help plan their retirement and seek to preserve their capital. Our process is thorough but very straight forward.....Our goal: to effectively assist you in managing "Your Family Financial Affairs".

We offer an 1 hour complimentary consultation! OK so how do I get started.....

We will schedule a visit with you in person at our office or your home, to discuss your situation and determine if there is a good fit between your needs and the services we provide. Assuming we both agree there is a fit we will outline the next steps, if not we shake hands and part friends!

One question we always ask, "What would we do if we were in your position?"

Next Step:

We will schedule a meeting, where we share proven financial principles to educate you on the fundamental principles of successful personal financial management. We also gather data, which permits us to identify areas of possible improvement to your financial situation, identify and define your life goals.

When we meet for our next appointment, we help you to set financial objectives and show you how to reach them. As the old cliche so accurately states, "fail to plan, plan to fail," meaning that we must establish set goals to experience financial success in life.

These generally are:

  • Current Retirement Income Planning
  • Estate Planning and wealth preservation (where needed)
  • Planning to achieve future financial independence
  • Funding specific accumulation goals
  • Financial structuring
  • College tuition planning (if pertinent)

Sufficient cash flow is, of course, needed for saving and living, so we'll help you to identify needed funding resources by:

  • Sharing creative ideas on how to seek to reduce taxes
  • Effectively repositioning and/or developing your portfolio
  • Providing insurance cost saving ideas
  • Working towards helping your money last for retirement
  • Reviewing possible debt restructuring strategies with you

After our initial meetings we:

  • We carefully consider and research your situation so as to tailor-fit our recommendations to your needs and finalize your plan.
  • Implement agreed upon plan recommendations , and strategies to assist you in pursuing your life goals
  • Periodically monitor your investment portfolio to ensure that your financial assets are properly invested, recommend changes if need be, re-balance when appropriate and schedule follow-ups

Coordinate all aspects of your financial planning process:

  • In areas where we are not specialists, IFM can consult with your financial professionals, attorneys and accountants when completing your financial plan
  • We carefully consider and research your situation so as to tailor-fit our recommendations to your needs and finalize your plan.
  • Implement agreed upon plan recommendations , and strategies to assist you in managing your life goals