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What We Do

A Complete Range of Financial Services

Each client has a unique financial situation - some may just be starting out, others may be in the mid-stream of their careers and others may be at retirement age - we develop a specific plan for each client - some are complicated and others fairly uncomplicated! We work toward helping our clients effectively manage their "Family Financial Affairs"

Whether it's next month's income or a goal that's still decades away, planning your financial future is one of your most important priorities. Your financial future depends, largely, on the decisions you make today. That's why it's so important to explore the benefits of financial planning and how it can potentially help you improve your financial future. Providing fee-based financial planning and investment management. We offer a one hour complimentary Financial Overview....

We Develop A Plan For Our Clients Who:

We Develop A Plan For Our Clients Who:

  • Want a complete review of their financial situation including:
    • Retirement Planning and Scenarios - will I have enough money to last
    • What-if scenarios as a client looks to their future
    • 2nd opinion on current investment strategy
    • Comprehensive Investment Portfolios and Strategies
    • Estate Planning
    • College Planning
    • Insurance
    • Written Recommendations
    • Assistance with implementing recommendations
    • Ongoing financial coaching
    • Coordinated plan reviews
  • Looking to develop a long-term relationship with a financial advisor
  • Desiring to delegate the implementation of their investment management to a trusted advisor

We are more than investment professionals and comprehensive wealth managers. As your Personal CFO here are some of the things myself, and our team can do for you.

Financial Planning

Our team cares more about you and your money than anyone who doesn’t share your last name.

  • Ask questions in order to understand your needs and objectives.
  • Help you determine your present financial position.
  • Guide you to think about areas of your financial life you may not have considered.
  • Help organize your financial situation.
  • Help you to determine realistic goals.
  • Formalize your goals and put them in writing for you.
  • Prepare a financial plan and/or an investment policy statement for you.
  • Make specific recommendations to help you meet your goals; and implement those
  • Help you prioritize your financial opportunities.
  • Review and recommend insurance policies to protect your family.
  • Assist in preparing an estate plan created personally for you.
  • Regularly review your beneficiaries.
  • Persuade you to do the things you know you ought to do, even if you don’t feel like doing them.
  • Help you determine your IRA Required Minimum Distribution.
  • Assist you in setting up a company retirement plan.
  • If you have children - Review their custodial accounts and 529 plans for education funding.


Our team prepares an asset allocation model for you to help you achieve the best results for a given
level of risk tolerance.

  • Conduct due diligence on money managers and mutual fund managers in order to make
    appropriate recommendations.
  • Stay up to date on changes in the investment world.
  • Study possible alternative investments that could meet your goals.
  • Monitor your investments.
  • Review and revise portfolios as conditions change.
  • Guide you through difficult periods in the stock market by sharing historical perspective.
  • Seek to improve your investment performance.
  • Review your existing annuities.
  • Review your investments in your company 401(k) or 403(b) plans.
  • Review your existing IRAs.
  • Look at the underlying investments “inside” each mutual fund and reduce overlap of duplicate
  • Convert your investments to lifetime income.
  • Provide you with a chart showing the monthly income from all of your investments.
  • Help you evaluate the differences in risk levels between various fixed-income investments such
    as government bonds and corporate bonds.
  • Suggest investment recommendations to potentially increase your income during retirement.
  • Determine the risk level of your existing portfolio.
  • Help you consolidate and simplify your investments
  • Provide you with a written sector-based evaluation of your portfolio.
  • Refer you to banking establishments for loan alternatives.
  • Provide you with executive services involving restricted stock and employer stock options.
  • Show you how to access your statements and other information online.
  • Identify your savings shortfalls.
  • Shop for top CD rates from financial institutions throughout the country.
  • Timely execution of transactions.
  • Provide access to answers from a major investment firm.


We suggest alternatives to lower your taxes during retirement.

  • Review your tax returns with an eye to possible savings in the future.
  • Stay up to date on tax law changes.
  • Help you potentially reduce your taxes.
  • Reposition investments to take full advantage of tax law provisions.
  • Work with your tax and legal advisors to help you meet your financial goals.

*For a comprehensive review of your personal situation, always consult with a tax or legal advisor.
Neither LPL Financial, LLC nor any of its representatives may give legal or tax advice.

Person to Person

We respect and treat your personal information with confidentiality.

  • Monitor changes in your life and family situation.
  • Proactively keep in touch with you.
  • Will call you back and reply to your emails.
  • Remain only a telephone call away to answer financial questions for you.
  • Ensure that our firm provides you with excellent service at all times.
  • Educate you on estate planning issues.
  • Provide referrals to other professionals, such as accountants and attorneys.
  • Listen and provide feedback in a way that a magazine or newsletter writer does not.
  • Share the experience of dozens or hundreds of clients who have faced circumstances
    similar to yours.
  • Help educate your children and grandchildren about investments and financial concepts.
  • Hold seminars to discuss significant and/or new financial concepts.
  • Help with the continuity of your family’s financial plan through generations.
  • Facilitate the transfer of investments from individual names to trust, or from an owner
    through to beneficiaries.
  • Keep you on track.
  • Serve as a human glossary of financial terms such as beta, P/E ratio, and Sharpe ratio.
  • Develop and monitor a strategy for debt reduction.
  • Educate you on retirement issues.
  • Educate you on college savings and financial aid options.
  • Serve as your trusted advisor in all your financial matters.
  • Are a sounding board for ideas you are considering.
  • We work as an ensemble firm. If anything should happen to your advisor like death,
    disability, or retirement, there are other financial advisors in our office who follow the
    same financial planning, investment and research process who can easily fill in.
  • Will always be honest with you.

Why Consider Working With us?

We believe that our Christian faith and our independence offer you the highest possible degree of quality and integrous service. We have no proprietary products we are not in the business of selling your products, we are independent and continually seek to identify financial opportunities in the marketplace.

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